AgentCard lets autonomous AI agents issue one-time Visa cards for online purchases, with crypto support on the roadmap
Your AI assistant can now swipe a credit card. Well, virtually.
Alchemy, the web3 development platform best known for powering blockchain infrastructure, has launched AgentCard, a virtual payment product that lets AI agents autonomously issue and use Visa cards for online transactions. The product defaults to Visa-issued token credentials but is designed to support crypto and agent-native payment protocols as they become available.
How AgentCard actually works #
AgentCard enables AI agents to generate one-time or prepaid Visa virtual cards on the fly. Each card comes with enforceable hard spending limits and real-time transaction tracking, which means developers can set guardrails on how much an agent can spend.
Alchemy has identified several primary use cases: paying for API calls and AI inference, ordering food delivery through platforms like DoorDash and Uber Eats, executing marketing expenditures, and trading around the clock on prediction markets like Polymarket.
The product went public on March 13, 2026, though it remains in private beta with early access for select developers.
The bigger picture: agentic commerce is having a moment #
Visa launched its Intelligent Commerce framework in 2025, specifically aimed at enabling AI-tokenized credentials. Mastercard has developed its own Agent Pay initiative.
AgentCard currently runs on traditional Visa rails. Alchemy has been explicit that crypto asset support and agent-native payment protocols are coming.
Endorsements from the Solana and Base ecosystems, along with Polymarket, suggest that the crypto-native audience is the core constituency here.
Alchemy also launched AgentPay in April 2026, a companion product designed to enable cross-protocol interoperability among different AI payment systems.
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