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Show HN: Open Accountant – AI-customizable budgeting app for freelancers

A developer released Open Accountant, an open-source budgeting and personal accounting app for freelancers and small business owners who operate in multiple currencies, as a Show HN post. The app imports transactions from Wise, Plaid, CSV files, and mobile screenshots or PDFs, auto-categorizes them with a claimed 90% accuracy rate that improves from user corrections, and ships as a PWA with MCP support for agentic use, deployed on a Cloudflare account the author says is usually free. The author describes the project as a template intended to be handed to an agent and extended, extracted from a personal setup with private details removed.

read1 min views2 publishedOct 25, 2026

This is my own very opinionated take on personal accounting / budgeting for freelancers and small business owners operating in multiple currencies.

A lot of this is influenced by my circumstances:

  • consultant / freelancer / business owner with multiple revenue streams - revenue fluctuates a lot and changes month to month - we're nomad, so currencies and shops change a lot, but categories stay stable - mobile and agentic first (PWA and MCP) with good desktop support on top - import from Wise, Plaid (so most banks), CSV, + screenshots and PDFs from mobile apps when all else fails - automatic categorization that does the right thing 90% of the time and learns for your corrections - deployed on a CloudFlare account (free account is usually enough)

Think of this as a template - just hand the repo URL to your agent and go wild. This is built to be infinitely malleable and extendable because accounting setups and needs differ so much between people.

Extracted from my own heavily used setup after removing all the private and unique bits.

May we all take control of our funds, each in our unique way.

Comments URL: [https://news.ycombinator.com/item?id=50234412](https://news.ycombinator.com/item?id=50234412)

Points: 2

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