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Show HN: Get your agents into regulated industries

MakerChecker, a self-hosted governance software for AI agents, launched to enforce structural controls and human approvals in regulated industries. The tool blocks agents from exceeding grants or approving their own work, logs all actions in a verifiable audit chain, and is available as open-source on GitHub.

read6 min views1 publishedJun 24, 2026
Show HN: Get your agents into regulated industries
Image: source

Website: makerchecker.ai

Your AI agent moved the money. No one approved it.

MakerChecker is self-hosted software that governs AI agents through structural enforcement and human approvals. Structural enforcement runs at machine speed with no human in the path: an agent acts only through a role, runs only the skills its role was granted (deny by default, pinned to an exact version), cannot exceed its limits, and provably cannot approve its own work. Human approval is reserved for the few high-risk actions where a rule requires a named person to sign. Every action commits to a hash-chained, Ed25519-signed audit log that anyone verifies offline. Change one row and verification breaks at it.

Your agents keep running in their existing framework. MakerChecker is the checkpoint in front of them and the record behind them: a Fastify server on Postgres. Agents connect as a flow (MakerChecker runs the steps and gates) or a proxy session (MakerChecker authorizes and records tool calls your framework executes). Both write the same audit chain.

New here? Operator → Quickstart. Integrator → Integration. Security reviewer → docs/security-model.md. Examiner → docs/audit-spec.md. GRC analyst → docs/compliance/control-mapping.md.

Live demo: an agent is blocked from exceeding its grant and from approving its own work, the run's audit chain verifies offline, and a named human signs off only where a rule requires it. No signup.

Grant. Bind a role to exact skill versions. Nothing else runs.Check. Every tool call hits the gate first. No grant, over a limit, or against an SoD constraint, and it is denied before the tool body runs.Gate. High-risk steps wait for named human approval. The requester cannot approve their own.Record. State changes and tool calls commit to the audit chain in the same transaction, each event chained to the last by hash.

Every refusal is named and audited:

Control Refusal
Skill not granted to the role skill_not_granted
Over a per-invocation amount or count limit (fails closed) limit_amount , limit_invocations
A conflicting role already acted in the run (segregation of duties) enforcement.sod_violation
High-risk skill with no preceding gate high_risk_requires_gate
Any altered audit row audit verify{ ok: false, failedSeq }
docker compose up

Postgres and the server come up on port 3000. First boot seeds the demo and prints an admin key and an officer key — copy them from the logs.

On a production (non-demo) deployment nothing is seeded; mint the first admin and its API key explicitly with node dist/cli.js bootstrap-admin --email <e> --name <n>

(printed once). See First admin on a fresh deployment.

A cash-reconciliation flow with a maker-checker constraint is seeded and ready:

export H='authorization: Bearer mk_...'   # admin key from the logs

curl -X POST localhost:3000/api/flows/daily-cash-reconciliation/runs -H "$H" -H 'content-type: application/json' -d '{}'

curl localhost:3000/api/approvals -H "$H"

curl -X POST localhost:3000/api/approvals/<id>/decision -H "$H" -H 'content-type: application/json' \
  -d '{"decision":"approved","reason":"Exceptions resolved"}'

curl localhost:3000/api/audit/verify -H "$H"

Full local setup, and running with real models, is in docs/quickstart.md.

For Kubernetes, a Helm chart — non-root pod, the signing key on a persistent volume, and the two-role hardening applied as a pre-install hook — is in deploy/helm.

The quickstart connects as the Postgres owner, which disables the append-only audit triggers. For tamper-resistance against a compromised app credential, run the server as a non-owner role with docker-compose.hardened.yml (

walkthrough).

pnpm workspaces with Turborepo. The server is AGPL-3.0; the SDKs and connectors are Apache-2.0, so you can embed them in closed-source code.

Package License What it is
packages/server

cli.js

admin tool.packages/web

packages/shared

packages/sdk

governedTool

wrapper.packages/sdk-python

governed_tool

.packages/connector-langchain

governLangChainTool

/ governToolkit

for LangChain StructuredTool

s.packages/connector-claude-agent

governClaudeTool

for Claude Agent SDK custom tools.The governed primitives — Agent, Role, Skill, Trigger, Flow, Run/Audit — are Postgres-backed and versioned. See docs/concepts.md.

Open a proxy session, then wrap each tool. Every call runs proxy.check

(a deny throws GovernanceDeniedError

before the tool runs), executes the tool, then records the output. High-risk skills are refused on the proxy path; they need a flow gate.

import { createClient, governedTool, GovernanceDeniedError } from "@makerchecker/sdk";

const client = createClient({ baseUrl: "http://localhost:3000", apiKey: "mk_..." });
const { session } = await client.proxy.openSession({ label: "recon-run" });

const match = governedTool(
  client,
  session.id,
  "recon-preparer",   // registered agent whose role grants are evaluated
  "txn-match@1",       // skillRef: name@version
  (input: { statement: unknown[]; ledger: unknown[] }) => matchTxns(input),
);

await match({ statement, ledger }); // throws GovernanceDeniedError if denied
await client.proxy.closeSession(session.id);

Connectors keep your tool's name, description, and schema:

LangChaingovernLangChainTool

returns aDynamicStructuredTool

. Seeexamples/connectors/langchain.Claude Agent SDKgovernClaudeTool

returns anSdkMcpToolDefinition

forcreateSdkMcpServer

. Seepackages/connector-claude-agent.Python(CrewAI, LangChain, LlamaIndex, AutoGen) —create_client

thengoverned_tool

;pip install makerchecker

. Seepackages/sdk-python.

Every state transition emits an audit event in the same transaction as the state write. Each event's hash is SHA-256 over the RFC 8785 canonical JSON of the event (excluding seq

), chained through prev_hash

from a genesis event tied to the instance. Change any row and recomputation breaks at it.

GET /api/audit/verify

walks the chain and returns { ok, count, headHash }

, or { ok: false, failedSeq, reason }

on a break. The CLI verifies the live chain and signed bundles offline:

docker compose exec server node dist/cli.js audit verify

docker compose exec server node dist/cli.js audit export --out bundle.json
node dist/cli.js audit verify-bundle --in bundle.json
node dist/cli.js audit verify-bundle --in bundle.json --key instance.pub  # pin the key

Bundles are Ed25519-signed and carry the manifest needed to recompute the chain. The format is specified in docs/audit-spec.md for reimplementation in any language. audit report --run <id>

builds a self-contained HTML run report; audit access-review

renders the role/grant/SoD review (also at /api/reports/access-review

).

The chain is the system of record, so back it up like one: docs/backup-restore.md covers database backup, PITR, escrowing the write-once signing key separately, and a restore drill that ends in audit verify

.

MakerChecker 1.0. The server, web, shared, integration, and verification paths are covered by unit and integration tests against Postgres in CI.

1.0 has no drag-and-drop flow builder, SSO/SAML, or multi-tenancy. Flow definitions are typed JSON/YAML.

Server, web, and shared are AGPL-3.0 (LICENSE). The SDKs, connectors, and examples are Apache-2.0 — import and ship them in closed-source products without copyleft. A commercial license is available for organizations that cannot use AGPL-3.0: hello@makerchecker.ai. Details: LICENSING.md.

Contributing: CONTRIBUTING.md · Security: SECURITY.md · Code of Conduct: CODE_OF_CONDUCT.md · Changelog: CHANGELOG.md

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