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[ARTICLE · art-123252] src=bankmcp.dk ↗ pub= topic=ai-tools verified=true sentiment=· neutral

AI now reads your bank

BankMCP™, a new open-source tool, lets users connect their European bank accounts to AI assistants like Claude and ChatGPT via the standard Model Context Protocol, supporting 2,700+ banks through licensed open-banking provider Enable Banking. The read-only server, which users deploy themselves, fetches balances and transactions on demand without storing data, and is available under an MIT license.

read2 min views8 publishedSep 8, 2026

BankMCP™ connects your bank accounts to Claude, ChatGPT or any MCP client. Ask about any account or any transaction. Read-only, on a server you run.

Standard MCP · Claude, ChatGPT, Mistral, Cursor, or a local model · 2,700+ European banks via Enable Banking · MIT

get_transactions · Main · last 14 dayscreate_watch · credit matching “Acme” Your assistant talks to your server. Your server talks to your bank through Enable Banking, a licensed open-banking provider. Your data passes through Enable Banking on every call and is not stored there. It does not go to the makers of BankMCP™.

On your machine with npx bankmcp, or as one container on Railway or Fly. A new server shows a setup page in the browser.

Free. You get an application and a private key. The setup page shows the values their form asks for.

Add your server as a connector, sign in with your password, then say connect my bank and log in at your bank.

It reads balances and transactions. It has no payment tools.

The key and the bank consents stay on a server you control. The bank connection itself goes through Enable Banking; that part is not local.

The server fetches balances and transactions when you ask and does not save them. It keeps your consents, your watches and your login. Your assistant keeps the conversation, as any chat does.

Standard MCP, so Claude, ChatGPT, Mistral, Cursor or a local model can connect. Tested with Claude and Ollama.

The banks Enable Banking covers. No contract is needed for your own accounts.

Change the password, revoke the consent at your bank, or delete the server.

There is no hosted version. You deploy your own copy and you are the only user. MIT licence.

Disclaimer. Use at your own risk. If you deploy BankMCP™, you own that deployment: the server, the key, the consents, the password and their security. The software is provided as is, without warranty of any kind, and the authors accept no liability for how it is used or for any loss that follows. It is not a bank, it does not give financial advice, and it is not affiliated with Enable Banking, Anthropic or any bank.

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