Upstart Holdings

Upstart Holdings reported second-quarter 2026 revenue of $364.7 million, up 42% year-over-year, and net income of $16.5 million, with 91% of loans originated fully automated, leading to a 13% jump in …

The OCC conditionally approved Upstart Bank, N.A. on July 23, just four months after the AI lender applied, in the same week the agency rejected Wise's charter bid over compliance failures. The charte…

Upstart Holdings received conditional approval from the Office of the Comptroller of the Currency on July 23 to launch Upstart Bank, N.A., a national digital bank built on AI-driven underwriting. The …