# Your options agent will get assigned on a Friday it didn't plan for

> Source: <https://dev.to/agentriskdesk/your-options-agent-will-get-assigned-on-a-friday-it-didnt-plan-for-1agl>
> Published: 2026-10-31 19:42:24+00:00

Most trading agents treat an option like a stock with a funny price. Brokers don't. Three things catch agents out:

Then there's the margin side. A naked short put or call needs the FINRA Rule 4210 requirement: the premium plus the greater of 20% of the underlying minus the out-of-the-money amount, or 10%. Your broker's options approval level also has to allow the strategy at all.

`options_risk_check` checks all of this before your agent sends the order: margin requirement, approval level, dividend assignment, pin risk, auto-exercise cash and net Greeks. It costs $0.01 per call, with 25 free calls a day on a free key (the `get_api_key` MCP tool gets you one in-session).

MCP: [agent-financial-advisor.agent-financial-advisor.workers.dev/mcp?src=devto2](https://agent-financial-advisor.agent-financial-advisor.workers.dev/mcp?src=devto2)

Examples: [github.com/mytomclinic/agent-financial-advisor/tree/main/examples](https://github.com/mytomclinic/agent-financial-advisor/tree/main/examples)
