# Virtual Cards for AI Agents: Spend Limits and Merchant Controls

> Source: <https://skyfire.xyz/virtual-cards-ai-agents-spend-controls/>
> Published: 2026-09-21 22:00:48+00:00

TL;DR Stripe Issuing, Airwallex, and Ramp offer virtual cards with spend limits and merchant category restrictions. Their controls govern how and where each card can spend. Card-level rules do not identify which AI agent initiated a purchase, whose authority it used, or which task justified the payment. Among the compared platforms, only Skyfire binds payment […]

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