I spent a week building a system whose entire argument is that an AI agent cannot
spend more than you authorised. Then, four days in, I found that the most novel
part of it had never executed. Not once.
Pocket Change gives AI agents bounded, auditable spending authority. You sign one
ceiling. A task decomposes into as many agents as it takes — 121 in one run — and
each one is handed a Biscuit capability token strictly narrower than its parent's.
Blocks are appended, never removed, so budget, tools and expiry all narrow together.
Raising any of them would mean forging a signature.
The idea I was proudest of is a separation. When a task says "find the best price",
something has to read pages written by sellers, which is where prompt injection
arrives. So the agent that reads the web holds search
and a budget of zero.
The agent that pays holds pay
and cannot search.
And crucially, the looker is not the payer's child. It's the payer's sibling.
That word carries the design. Attenuation is monotonic — a child holds a subset of
its parent — so hanging the searcher below the payer forces the payer to hold
search
for its own child to inherit it. That puts "reads hostile text" and "can
spend money" in the same token. I got this wrong once and shipped it, then fixed it
and wrote a test.
Days later I ran a real query, asked for the best price, and looked at what actually
happened. Every leaf had paid from the internasearched.
Two bugs, stacked, each individually invisible
First: sourcing reached the funnel only inside person's
answer was folded into prose — "find the best source; searching is allowed" — and
the root node was constructed at the default, ing model
read the sentence. The enforcement layer never saw it.
Second: the decomposer's output schema defaulted sourcing
to "catalogue"
. In the
funnel, inheritance was sub.sourcing or node.ue"
is
truthy. So every child declared a sourcing, and an explicit value beats
inheritance. A person's instruction reached thhing below it.
The mechanism I considered the intellectual cone I'd have
described first in any interview — had never run under the real decomposer. It only
ever appeared under a hardcoded fallback decomis configured.
Sourcing now travels as data, and follows the
EXPOSURE = {"catalogue": 0, "specific": 1, "best": 2} # seller-written text
A sub-task inherits its parent's sourcing, may narrow it, and cannot widen
it. The untrusted decomposer can no longer walweb on its
own. Same monotonic principle, applied to the other axis of authority.
The second thing that wasn't true
While fixing that I checked the audit trail on a run with no API key configured:
"monitor": "allow",
"monitor_reason": "monitor not configured",
"monitor_ms": 0.094
With no key, the monitor falls back to a stand-in that allows everything. That is
the right failure — enforcement has already pamust not
block every payment. What was wrong was recording it as allow. A run with no
second layer read exactly like one that had pasole
checkbox saying the monitor was on.
An absent monitor is not a lenient monitor. It's an absent one. The audit now writes
monitor: unconfigured with monitor_ran: false,ws not
judged, and GET /status reports which layers are actually live.
What I'd tell anyone building agent infrastructure
Your tests can pass while the mechanism is dead. Mine did. 399 of them. Every
one exercised the funnel with a scripted decomin the seam
between the real decomposer's schema and the funnel's inheritance rule. Nothing on
either side of that seam was wrong on its own.
Instrument the thing you're proudest of. I fouhing
events on a live run and getting zero. Not by reading code — I'd read that code
many times.
A system that can't say what it did isn't trus
cryptography. The strongest thing in this project isn't the token chain. It's that
the audit trail will tell you a payment was ne
I created this post for the purposes of enteri Hackathon.
Pocket Change is open source: https://github.com/Somay-kousis/Pocket-Change
You sign one ceiling. The task splits into a tolding a
capability token cryptographically narrower than its parent's. No agent below can
widen what you signed — raising the cap would
The part I like most: the agent that reads seof ₹0 and
cannot pay. The agent that pays cannot search. They're siblings, not parent and
child — because a child inherits from its parxt" must
never share a token with "can spend money".
Then a critic reads the plan before any authority is minted. On one run it refused
a branch that every arithmetic bound had passhorized
purpose of furnishing the new engineering office."
The money was correct. The plan had drifted.
399 tests, all offline. Gemini 3.5 Flash on Vertex AI, Cloud Run, Firestore.