Show HN: Onbalance – privacy-first cashflow planning app got a multiuser update

Onbalance, a privacy-first cashflow planning app, released a multiuser update. The app features on-device end-to-end encryption, offline-first functionality, and no external connections or AI, targeting solo entrepreneurs and small businesses.

who value trust and privacy True Finance privacyby Design. without compromise No need to choose between privacy or convenience. No way to access your data for anyone, including our team, your spouse, and any other person, without your device and password or biometry. So keep your fingers and eyes to yourself. On-device end-to-end encryption with secure recovery options Your data is yours. Get a full export anytime No external connections, no tracking and no AI read whitepaper /blog/whitepaper/ and see how our technology prove this promise. Check out this article on true privacy /blog/privacy-first-vs-secure/ Offline-first & mobile native All data is on your device and immediately accessible. Fast and secure background sync that just works. No lost entries, no conflicts Native mobile experience without lagging or breaking platform UX concepts Read more about the benefits of offline-first /blog/offline-first/ Free-flow UX Do it on-the-go. Don’t be blocked when you’re on fire. A simple, well-designed UI that doesn’t force rigid rules on you You control the level of detail. No field entry is required besides the sum Go with the flow in a dynamic balance Organize or Just Start Create multiple projects, accounts, and categories to structure your finances your way. Add smileys for quick recognition and a personal touch. Or keep it simple — skip the setup and start tracking instantly. Real cashflow planning, not just number crunching Look ahead, not just back. See your future balances, spot cashflow gaps, and stay in control — no accounting jargon, no extra work, just clear, actionable insights. Think fast, do faster A lightning-fast native mobile experience — works anywhere, even offline. A smooth, non-blocking UI lets you log everything in just a few taps. Multiple currencies Stay in control of your finances across fiat and crypto — all in one place. Track transactions, conversions, and transfers with near real-time exchange rates. Multi-business support Running multiple ventures? Track all your business streams effortlessly in one place. Manage money with friends Fully confidential, on-the-go, and feature‑rich collaboration with your business-partners and teammates Who is this for? Join our Discord community Bring your ideas of an ideal finance management app for small ventures or simply chat within the community of solopreneurs join Discord https://discord.com/invite/fbwf5MYJap Why are we building onbalance In a world where trust, confidentiality, and speed are paramount, we envision a finance app that upholds these principles as fundamental rights. We are building this app for solo entrepreneurs and those driving small businesses who value: Confidentiality Our financial data should be as secure as our most trusted conversations. We don't believe in big promises; instead, we want to use tools built around architecture, confidential by-design, where unapproved data access is theoretically impossible even for the author of the tool. Simplicity Financial management should be straightforward and unobtrusive. It should be made for business owners and managers, not for accountants. It should help focus on business without distractions and professional jargon. Reliability and accessibility We understand that business doesn't stop when you're offline or on the go. As business owners, we work hard anytime, so our tools should, too. Modern financial software often compromises these aspects, leaving small business owners anxious and frustrated, dealing with notepads or custom spreadsheets. We are driven to create an alternative that prioritizes your needs and enhances your daily experience. We are a small team of gals and guys driving family-style business of building digital products for decades. We love implementing clients’ ideas in an agile product-oriented approach. And dream about complementing this with our own self-sufficient products. Ramil Lead developer Madina UI designer Igor The mind behind Aliya Developer Rais Developer Natalia QA engineer