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Show HN: Authoryze- payment controls for AI agents

Authoryze, a new payment-control platform, enables AI agents to make purchases across payment rails while enforcing spending limits, approvals, merchant rules, and audit trails. The service issues single-use virtual cards over Mastercard or Visa for each approved transaction, ensuring agents never access real card details. It integrates with Claude Desktop, Claude.ai, ChatGPT, Claude Code, Codex, and custom agent frameworks via OAuth or bearer tokens.

read3 min views2 publishedAug 2, 2026
Show HN: Authoryze- payment controls for AI agents
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Authoryze lets your AI agents pay for things across modern payment rails, while you enforce spending limits, approvals, merchant rules, and a complete audit trail. Purchasing power for your agents, control for you.

All purchase requests across your agents, most recent first.

Merchant Date Purchase Fee(1.5%, $0.50 min) Total Status Card Fee card Promo Justification Decided by Decision reason
OpenAI API gpt-researcher May 13, 2:32 PM $42.10 USD $0.63 $42.73 Approved ****4127Active ****8801 β€” Refill API credits for nightly research run Auto Under auto-approve threshold; within daily limit
GitHub Marketplace code-agent May 13, 11:08 AM $19.00 USD $0.50 $19.50 Approved ****9034Active ****8801 β€” Copilot seat for code-review subagent Auto Merchant on allowlist; under monthly cap
Anthropic eval-runner May 12, 10:14 PM $248.00 USD $3.72 $251.72 Approved ****5512Active ****8801 LAUNCH25 Top up Claude API balance for batch eval Kevin Fee Over auto-approve threshold; approved via email
ScrapingBee web-scraper May 13, 3:47 PM $8.40 USD $0.50 $8.90 Pending β€” β€” β€” Extra credits for competitor pricing crawl β€” β€”
unknown-merchant.io data-buyer May 12, 9:21 AM $612.00 USD β€” $612.00 Denied β€” β€” β€” Premium dataset license Auto Merchant not on allowlist; exceeds per-txn limit

Showing 5 most recent requests

Limits, approvals, merchant rules, and a full audit trail, all enforced server-side.

Set per-transaction, daily, weekly, and aggregate caps for each agent. Agents can spend, but never beyond what you allow.

Small purchases auto-approve under thresholds you set. Larger ones come to you for review before any money moves.

Allow each agent only the merchants you approve, or block specific merchants you don't. An agent buys where you permit and nowhere else.

Every payment is attributable, justified, and exportable: which agent bought what, when, why, and how it was approved. Complete visibility into every agent-initiated transaction.

Real purchases agents make once you hand them a card with rules attached.

Your agent tops up OpenAI, Anthropic, or any API it depends on, drawing a single-use card for each charge instead of holding your real one.

Your agent refills Google or Meta ad budgets as campaigns run, scoped to the amount you approved, never your actual card.

Your agent signs up for the data, scraping, or software tools it needs, each on a disposable card that dies after the charge.

Your bot checks out a limited sneaker release the instant it goes live, auto-approved because it's under your threshold and the store is on your allowed list, no card shared, no standing access.

When an agent is ready to pay, Authoryze issues a single-use virtual card scoped to that one approved purchase, over Mastercard or Visa. Your real card and funding details never reach the agent. Each card works once, for the approved amount, then it’s dead.

The agent never touches your credit card, bank account, or Privacy.com key. Each approved purchase gets a single-use virtual card delivered through a time-limited view link, so a compromised agent leaks one disposable card and nothing else.

Claude Desktop, Claude.ai, and ChatGPT connect over OAuth with no API key to manage. Claude Code, Codex, and custom agent frameworks authenticate by passing the per-agent API key as a bearer token in the MCP config. Same server, same tools, either way.

Create an agent, set your spending rules, and ship a working integration in minutes. Your real card stays with you.

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