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Should you trust Al to deliver financial advice?

A domain team tested 18 of the most popular AI models, including ChatGPT, Gemini, Claude and CoPilot, with 121 questions about financial advice and found the models made mistakes 57% of the time on average, according to a September 2026 research report titled "Artificial Authority." The report documents errors ranging from concerning mistakes to consumer protection failures across pensions, tax, debt and savings guidance, and asks whether shifting from excessive regulation to placing guardrails on large language models would narrow the advice gap faster while protecting people from unregulated AI.

read1 min views1 publishedSep 21, 2026
Should you trust Al to deliver financial advice?
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Research report • September 2026

A practical assessment of today’s leading AI models across pensions, tax, debt, savings and examining where their guidance helps, where it fails, and what responsible use requires.

Summary

Domain team tested 18 of the most popular AI models including ChatGPT, Gemini, Claude and CoPilot asking 121 questions about financial advice. On average, the models made mistakes 57% of the time. This research shows the calibre of advice given from concerning mistakes to consumer protection failure. It explores if a shift from excessive regulation to putting guardrails on LLMs will narrow the advice gap quicker while protecting people from unregulated AI?

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