{"slug": "paypal-betting-big-on-stablecoins-after-disclosing-q2-results", "title": "PayPal Betting Big on Stablecoins After Disclosing Q2 Results", "summary": "PayPal Holdings Inc. reported $486.4 billion in total payment volume for Q2 2025, up 10% year over year, and announced a reorganization creating a Payment Services & Crypto division. The company's stablecoin $PYUSD supply fell to about $2.8 billion in mid-July from over $4 billion in March, and PayPal incurred $81 million in net losses on crypto assets held for investment. CEO Enrique Lores, who took office on March 1, targets at least $1.5 billion in gross run-rate savings by 2029, with about 40% from accelerated AI adoption.", "body_md": "PayPal has reported $486.4 billion in total payment volume for the second quarter on July 28, up 10% year over year. It also confirmed a reorganization that hands crypto its own division inside the company.\n\nThe unit, Payment Services & Crypto, sits alongside Checkout Solutions & PayPal and Consumer Financial Services & Venmo. In the same presentation, PayPal listed stablecoins as one of three areas it is expanding into under an “innovating with discipline” heading, next to agentic commerce and identity and biometrics.\n\n## Crypto Holdings Cost $81 Million\n\nFurther, revenue [came](https://s205.q4cdn.com/875401827/files/doc_financials/2026/q2/PYPL-2Q-26-Earnings-Presentation.pdf) in at $8.68 billion, up 5%. Non-GAAP earnings were $1.38 per share against analyst estimates near $1.28. Transaction margin dollars rose 1% to $3.9 billion, and adjusted free cash flow reached $1.83 billion. PayPal raised full-year transaction margin guidance to about $15.6 billion and lifted the low end of its EPS range to roughly $5.38.\n\nNet losses on strategic investments and crypto assets held for investment came to $81 million in the quarter, added back in the reconciliation to non-GAAP net income. The same line ran $74 million in the first quarter. PayPal’s full-year 2025 GAAP earnings carried a positive impact of about $0.14 per share from that portfolio.\n\n$PYUSD supply sat near $2.8 billion in mid-July, down from more than $4 billion in March. The token went live natively on Polygon on July 9 through issuer Paxos, and PayPal has said the stablecoin reaches 70 markets.\n\nYouTube began paying US-based creators in $PYUSD in December. CryptoPotato has also reported on CoinGecko research showing $PYUSD and Societe Generale’s EURCV taking little share while USDT and USDC hold 93.5% of fiat-backed stablecoin supply.\n\n## CEO Restructures After Rejecting Stripe\n\nCEO Enrique Lores, who took the role on March 1 after Alex Chriss departed, is targeting at least $1.5 billion in gross run-rate savings over the next two to three years, with about $400 million reached by year-end.\n\n### You may also like:\n\n- Ripple Doubles Down on RLUSD With Mint Launch and Notabene Investment\n- $EURC’s Record Network Growth Could Signal a Major Shift in Europe’s Crypto Economy\n- PayPal’s Stablecoin Lands on Polygon With Built-In Compliance and Fiat Access\n\nThe plan runs to 2029 across three drivers: a simplified structure, operational and portfolio optimization, and accelerated AI adoption, which PayPal expects to deliver around 40% of the savings.", "url": "https://wpnews.pro/news/paypal-betting-big-on-stablecoins-after-disclosing-q2-results", "canonical_source": "https://cryptonews.net/news/finance/33237845/", "published_at": "2026-08-03 01:50:00+00:00", "updated_at": "2026-08-03 02:40:12.602485+00:00", "lang": "en", "topics": ["artificial-intelligence", "ai-products"], "entities": ["PayPal Holdings Inc.", "Enrique Lores", "Paxos", "Polygon", "YouTube", "CoinGecko", "Societe Generale", "Stripe"], "alternates": {"html": "https://wpnews.pro/news/paypal-betting-big-on-stablecoins-after-disclosing-q2-results", "markdown": "https://wpnews.pro/news/paypal-betting-big-on-stablecoins-after-disclosing-q2-results.md", "text": "https://wpnews.pro/news/paypal-betting-big-on-stablecoins-after-disclosing-q2-results.txt", "jsonld": "https://wpnews.pro/news/paypal-betting-big-on-stablecoins-after-disclosing-q2-results.jsonld"}}