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Letter Decoder: Your AI Friend for Scary Official Letters (Runs 100% Offline)

A developer built Letter Decoder, an open-source, local-first app that explains official letters such as tax notices, fines and insurance rejections in plain language, producing an answer card with a verdict, deadline countdown, next steps and a draft reply. The app runs fully offline with Ollama and the Qwen2.5 7B model, using a pipeline where deterministic regex and dateparser extraction finds dates, amounts and reference numbers while the LLM only explains them, and a verifier checks every factual claim against the extracted facts to prevent hallucinations. A public demo API runs in mock mode replaying 14 canonical examples so no real letters are uploaded.

by read4 min views2 publishedOct 18, 2026

This is a submission for the Hacktoberfest Open-Source AI Challenge Week 2: Side Hustle

Letter Decoder β€” a local-first, open-source app that reads your official letters and explains them in plain language.

Tax notices. Fines. Insurance rejections. Bank letters. Landlord warnings. Drop one in as a photo, PDF, screenshot, or pasted text, and get back an answer card:

.ics calendar export Every date and amount links back to the exact line of the original letter it came from. If the model can't verify a claim against the extracted facts, it says so β€” no confident hallucinations.

Who would pay for this? Anyone who has ever frozen looking at a government envelope, hired a solicitor at Β£150/hour just to be told "this is a routine payment reminder", or simply had a letter in their second language. The realistic addressable market is anyone who receives official correspondence β€” which is everyone.

The letter never leaves your device. No accounts, no cloud, no telemetry. That's the product differentiator and the privacy guarantee rolled into one.

URL Notes
Frontend https://letter-decoder.vercel.app React 19 app, deployed on Vercel
Public API https://letter-decoder-api-qvxs.onrender.com FastAPI β€” runs in ENGINE_MODE=mock , replays 14 canonical examples through the full SSE pipeline with realistic delays

For real decoding with a local model, clone the repo and run with Ollama (see below). The public endpoint intentionally uses mock mode so no real letters are ever uploaded to a server.

"A patient friend read it for me, and now I know what to do."

A local-first, open-source app that explains official letters in plain language.

Tax notices, fines, insurance rejections, bank letters, landlord notices β€” drop one in as a photo, PDF, screenshot, or pasted text, and get back an answer card: a one-line verdict, a deadline countdown, severity, three concrete next steps, a document checklist, and an editable draft reply. Every date and amount links back to the exact line of the original letter it came from.

No cloud calls. No telemetry. No accounts. The letter never leaves your device.

URL What it is
Frontend https://letter-decoder.vercel.app React app (Vercel)
API https://letter-decoder-api-qvxs.onrender.com FastAPI engine (Render)

The public API runs ENGINE_MODE=mock, replaying canonical examples through the same endpoints and SSE event streams with realistic delays. For real decoding with an open-weight model, run it locally…

Quick start with a real model:

ollama serve
ollama pull qwen2.5:7b

git clone https://github.com/RAMBO-LC/letter-decoder.git
cd letter-decoder
uv sync --all-extras
uv run python -m api.main

Open http://127.0.0.1:8000 β€” everything runs fully offline from here.

The core design principle is: code finds facts, the model explains them.

[Input] β†’ Preprocess β†’ Extract Text β†’ Deterministic Facts β†’ Classify β†’ Notice Pack β†’ LLM Explain β†’ Verify β†’ Answer

engine/preprocess.py) β€” OpenCV deskew and denoise for photos/scans. engine/extract_text.py) β€” native PDF text extraction, falling back to Tesseract OCR.engine/deterministic_extract.py) β€” regex + dateparser pull every date, amount, and reference number from the raw text. The LLM engine/classifier.py) β€” keyword and embedding matching identifies the notice type and loads the right notices/). engine/llm_constrained.py) β€” engine/verifier.py) β€” every factual claim in the LLM output is checked against the deterministically extracted facts. A fact the model invented that wasn't in the source text fails verification β€” you get a clean error, not a confident lie.

Layer Tool License
Local inference Ollama MIT
Default model Qwen 2.5 7B Apache 2.0
OCR Tesseract Apache 2.0
Image processing OpenCV Apache 2.0
API framework FastAPI MIT
Frontend React 19 MIT

Every layer is open source. You can swap qwen2.5:7b for Gemma, Llama, Mistral, or a fine-tuned checkpoint by changing one environment variable.

Most contributions to this project are YAML files, not Python PRs. Adding support for a new country is:

name: "Avis de rappel fiscal"
keywords: ["TrΓ©sor public", "DGFIP", "avis d'imposition"]
severity_default: act_soon
mock_simple: "This is a French tax reminder."

That's it. CI validates it against the JSON Schema automatically.

A letter contains income, legal status, financial history, and sometimes your immigration situation. Explaining it with a closed API means up it.

There is no enterprise tier, privacy toggle, or data-processing agreement that un-does the fact that your letter travelled to someone else's data center. With an open local model:

tests/test_local_only.py fails the CI build if Open weights made this project's privacy guarantee credible. A closed API could promise the same guarantee; open weights prove it.

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