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KYA vs KYC for AI Agents: Key Differences, Technical Requirements, and When Each Applies

Skyfire published a comparison of Know Your Customer (KYC) and Know Your Agent (KYA) verification for AI agents, distinguishing KYC's verification of the human or organization behind an account from KYA's verification of an autonomous agent, its delegated authority, and its transaction-level permissions. The post states the two approaches are complementary, with KYC establishing the accountable customer and KYA verifying what an agent may do on that customer's behalf.

by read1 min views2 publishedSep 21, 2026

TL;DR Know Your Customer verifies the human or organization behind an account and supports regulated customer due diligence. Know Your Agent verifies an autonomous agent, its delegated authority, and its transaction-level permissions. KYC and KYA are complementary. KYC establishes the accountable customer, while KYA verifies what an agent may do on that customer’s behalf. At […]

The post KYA vs KYC for AI Agents: Key Differences, Technical Requirements, and When Each Applies appeared first on Skyfire.

source & further reading
skyfire.xyz — original article Virtual Cards for AI Agents: Spend Limits and Merchant Controls Before Your Board Asks About AI Shopping Agents Internal Tool Delegation for Agents vs. External Payment Auth
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