{"slug": "i-built-a-filipino-ai-scam-risk-analyzer-here-s-how-it-works", "title": "I Built a Filipino AI Scam-Risk Analyzer - Here's How It Works", "summary": "A developer built Check Mo Muna, a free Filipino-language scam-risk analyzer that lets users paste suspicious messages or upload screenshots for assessment. The tool combines OCR, deterministic cybersecurity rules, and AI, but weights the rules at 70% and the AI at 30% so the final risk score, explanation, and recommendations stay predictable while AI handles context. The MVP is live and free, aiming to flag phishing, fraud, payment scams, and social engineering without declaring users definitively scammed.", "body_md": "How I Built Check Mo Muna: An AI Scam-Risk Analyzer for Filipinos\n\nScam messages are getting harder to recognize, so I built Check Mo Muna, a free Filipino-focused tool that helps users assess suspicious messages before they click or pay.\n\nUsers can paste a message or upload a screenshot. The system uses OCR, deterministic cybersecurity rules, and AI to identify potential phishing, fraud, payment scams, social engineering, and other red flags.\n\nThe interesting part is that AI doesn't make the final decision.\n\nThe analysis pipeline works in several stages:\n\nscreenshots are first processed with OCR, then the extracted text is evaluated by deterministic cybersecurity rules and AI. Their results are passed to a risk engine, which produces the final risk score, explanation, and recommendations.\n\nThe risk engine gives the deterministic security rules more weight than the AI:\n\n70% Rules + 30% AI\n\nThis helps keep the system more predictable while still allowing AI to understand context.\n\nI also spent time testing false positives, especially legitimate security warnings that contain words like OTP, PIN, or password.\n\nThe goal isn't to tell users:\n\n“This person is definitely a scammer.”\n\nInstead, Check Mo Muna answers:\n\n“Here are the warning signs. Here's how risky this looks. Here's what you should consider doing next.”\n\nThe MVP is live and completely free:\n\nBago mag-click. Bago magbayad. Check mo muna.", "url": "https://wpnews.pro/news/i-built-a-filipino-ai-scam-risk-analyzer-here-s-how-it-works", "canonical_source": "https://dev.to/samuel_mallo_c5c41371d1e8/i-built-a-filipino-ai-scam-risk-analyzer-heres-how-it-works-1pn4", "published_at": "2026-09-13 22:09:49+00:00", "updated_at": "2026-09-13 22:21:18.463400+00:00", "lang": "en", "topics": ["ai-tools", "artificial-intelligence", "ai-products"], "entities": ["Check Mo Muna"], "alternates": {"html": "https://wpnews.pro/news/i-built-a-filipino-ai-scam-risk-analyzer-here-s-how-it-works", "markdown": "https://wpnews.pro/news/i-built-a-filipino-ai-scam-risk-analyzer-here-s-how-it-works.md", "text": "https://wpnews.pro/news/i-built-a-filipino-ai-scam-risk-analyzer-here-s-how-it-works.txt", "jsonld": "https://wpnews.pro/news/i-built-a-filipino-ai-scam-risk-analyzer-here-s-how-it-works.jsonld"}}