# How to use the Claude & DeepSeek APIs from Indonesia — pay in Rupiah via QRIS (no credit card)

> Source: <https://dev.to/nexootaoo/how-to-use-the-claude-deepseek-apis-from-indonesia-pay-in-rupiah-via-qris-no-credit-card-289l>
> Published: 2026-06-25 18:28:58+00:00

Disclosure:This is the Nexotao team — I'm describing our own gateway below. I've kept it to facts you can verify yourself: every model name, context window, and price here is on our live pricing page, and I link it.

If you're an Indonesian developer, you've probably hit this wall: the OpenAI and Anthropic APIs want a **foreign credit card**. No card, no API. A lot of us get stuck right there.

The fix that works today: a **local gateway that takes QRIS / Rupiah**. Here's the honest version of how it works, what it costs, and what it *doesn't* do.

Through Nexotao you call two text models:

`claude-opus-4-8`

) — context window Those are the real, published context windows — no silent truncation. The endpoint is **OpenAI- and Anthropic-compatible**, so you usually just change the base URL and key.

OpenAI format:

``` python
from openai import OpenAI

client = OpenAI(base_url="https://api.nexotao.com/v1", api_key="sk-nexo-...")
resp = client.chat.completions.create(
    model="claude-opus-4-8",
    messages=[{"role": "user", "content": "Hello"}],
)
print(resp.choices[0].message.content)
```

Anthropic format:

```
curl https://api.nexotao.com/v1/messages \
  -H "x-api-key: sk-nexo-..." \
  -H "anthropic-version: 2023-06-01" \
  -H "Content-Type: application/json" \
  -d '{"model":"claude-opus-4-8","max_tokens":256,
       "messages":[{"role":"user","content":"Hello"}]}'
```

`X-Cost-Rp`

At the time of writing, Claude Opus 4.8 runs **roughly 70% below** official retail input pricing through the gateway — but don't take my word for it. The [comparison page](https://www.nexotao.com/en/harga-api-ai-termurah) shows live per-token rates and computes "vs official" automatically. Find a cheaper equivalent? Tell us.

That's the whole pitch: if a foreign credit card was the only thing between you and the Claude/DeepSeek APIs, paying in Rupiah via QRIS removes it. Compare the numbers yourself on the [pricing page](https://www.nexotao.com/en/harga-api-ai-termurah).