# Despite the hype, neobanks didn’t actually change banking. AI will rebuild it from scratch

> Source: <https://techfundingnews.com/ai-native-banking-rebuild-finance-neobanks/>
> Published: 2026-07-10 05:00:00+00:00

One of the biggest misconceptions of the past decade is that neobanks fundamentally reinvented banking. I increasingly think…