Continuum lets you simulate life events without paying a 1% AUM

Continuum, a new financial simulation tool from a former Google Senior Software Engineer, lets users model life events such as startup equity and home purchases without paying a 1% AUM fee, using a deterministic code engine for calculations and AI only for onboarding and visualization. The free version requires no account, and a 14-day Pro trial is available, with the project seeking design partners at a 50% first-year discount.

Continuum lets you simulate life events without paying a 1% AUM The technical approach here is actually pretty smart. Instead of letting an LLM guess the numbers—which is a recipe for disaster in finance—the simulation math is handled by a dedicated code engine to ensure everything is deterministic. The AI is used for the onboarding voice-based and the mural creation, but it stays away from the actual calculations. This avoids the classic "AI math" hallucinations that make most financial bots untrustworthy. How the simulation workflow functions If you're trying to map out a complex financial future, the app basically lets you build these "murals" of different scenarios. Here is the general logic of how the tool handles these projections: 1. Onboarding: Uses AI voice to gather your current financial state and goals. 2. Scenario Setup: You define a life event e.g., "What happens if I take this startup offer with $X in equity?" . 3. Math Engine Execution: The system runs the numbers through hard-coded financial logic, not a prompt. 4. Visualization: The results are rendered into a mural that shows the long-term impact on your net worth. One of the more interesting parts of the tool is how it handles founder equity. Most calculators just give you a best-case scenario, but this one models paper value, expected value, and the very realistic median exit—which is zero. It's a sobering but necessary reality check for anyone in the startup world. The developer is a former Google Senior SWE, and it shows in the focus on determinism. The biggest hurdle they've mentioned is tuning the mural generation to stop hallucinating visual elements, which is a common pain point when trying to bridge the gap between structured data and AI-generated layouts. For anyone wanting to try it, there's a free version that doesn't even require an account, and a 14-day Pro trial for the deeper features. If you're looking for a more practical tutorial on how to model your own exits or house purchases without a pricey consultant, this is a solid alternative. The project is currently looking for design partners to help refine the roadmap, offering a 50% discount for the first year and VIP support for those who jump in early. Alibaba's open source models just crossed 3 billion downloads 1d ago /en/news/6425/ Google is finally letting us hide the visible watermarks on AI 1d ago /en/news/6384/ Google is finally making homomorphic encryption actually usable 2d ago /en/news/6318/ Google just threw away its biggest competitive advantage in the 3d ago /en/news/6229/ Anthropic aiming for a 2 trillion dollar IPO by October is 3d ago /en/news/6183/ Jeff Dean is chasing a 10 billion dollar valuation for his new 3d ago /en/news/6135/ Next Nvidia is backing away from guaranteeing as much OpenAI → /en/news/6634/