# Continuum lets you simulate life events without paying a 1% AUM > Source: > Published: 2026-08-17 03:09:32+00:00 # Continuum lets you simulate life events without paying a 1% AUM The technical approach here is actually pretty smart. Instead of letting an LLM guess the numbers—which is a recipe for disaster in finance—the simulation math is handled by a dedicated code engine to ensure everything is deterministic. The AI is used for the onboarding (voice-based) and the mural creation, but it stays away from the actual calculations. This avoids the classic "AI math" hallucinations that make most financial bots untrustworthy. ## How the simulation workflow functions If you're trying to map out a complex financial future, the app basically lets you build these "murals" of different scenarios. Here is the general logic of how the tool handles these projections: 1. **Onboarding:** Uses AI voice to gather your current financial state and goals. 2. **Scenario Setup:** You define a life event (e.g., "What happens if I take this startup offer with $X in equity?"). 3. **Math Engine Execution:** The system runs the numbers through hard-coded financial logic, not a prompt. 4. **Visualization:** The results are rendered into a mural that shows the long-term impact on your net worth. One of the more interesting parts of the tool is how it handles founder equity. Most calculators just give you a best-case scenario, but this one models paper value, expected value, and the very realistic median exit—which is zero. It's a sobering but necessary reality check for anyone in the startup world. The developer is a former Google Senior SWE, and it shows in the focus on determinism. The biggest hurdle they've mentioned is tuning the mural generation to stop hallucinating visual elements, which is a common pain point when trying to bridge the gap between structured data and AI-generated layouts. For anyone wanting to try it, there's a free version that doesn't even require an account, and a 14-day Pro trial for the deeper features. If you're looking for a more practical tutorial on how to model your own exits or house purchases without a pricey consultant, this is a solid alternative. The project is currently looking for design partners to help refine the roadmap, offering a 50% discount for the first year and VIP support for those who jump in early. [Alibaba's open source models just crossed 3 billion downloads 1d ago](/en/news/6425/) [Google is finally letting us hide the visible watermarks on AI 1d ago](/en/news/6384/) [Google is finally making homomorphic encryption actually usable 2d ago](/en/news/6318/) [Google just threw away its biggest competitive advantage in the 3d ago](/en/news/6229/) [Anthropic aiming for a 2 trillion dollar IPO by October is 3d ago](/en/news/6183/) [Jeff Dean is chasing a 10 billion dollar valuation for his new 3d ago](/en/news/6135/) [Next Nvidia is backing away from guaranteeing as much OpenAI →](/en/news/6634/)