{"slug": "clayem-is-an-llm-assisted-tool-that-helps-fight-property-insurance-claims", "title": "Clayem is an LLM-assisted tool that helps fight property insurance claims", "summary": "Clayem launches an LLM-assisted tool to help policyholders fight property insurance claims, using AI to analyze policies and licensed public adjusters to negotiate with insurers. The service operates on a contingency fee model, charging 10-20% of additional recovery only when it recovers more than the insurer's initial offer.", "body_md": "# We work hard to get you the most out of your insurance claim.\n\nAI-driven support for policyholders. No initial fees. You only pay when we recover more.\n\n## Expert support designed to help your claim succeed\n\n### Other firms\n\nMinimize payouts\n\nAdjusters are trained to find reasons to pay less, not more.\n\nDelay tactics\n\nMonths of silence, lost paperwork, and repeated requests for documentation.\n\nComplex policy language\n\nPages of exclusions and sub-limits are designed to confuse, not clarify.\n\n### With\n\nAI policy analysis\n\nEvery clause, exclusion, and endorsement is analyzed in minutes, not weeks.\n\nLicensed advocacy\n\nA vetted public adjuster negotiates directly with your insurer on your behalf.\n\nFull transparency\n\nTrack every document, offer, and counter-offer in real time from your dashboard.\n\n## Reliable knowledge to tackle your hardest claims.\n\n### Fire & Smoke Damage\n\nHome fires, wildfires, and smoke damage claims that insurers often undervalue.\n\n### Denied or Underpaid Claims\n\nAlready filed and got denied or lowballed? We reopen the claim and negotiate the difference.\n\n### Fallen Tree & Structural Damage\n\nTree strikes and impact damage that compromise framing well beyond the visible hole.\n\n### Water Damage\n\nBurst pipes, leaks, and sudden water events that cause hidden, costly damage.\n\n### Storm & Hurricane Damage\n\nWind, rain, and structural damage from severe storms, tropical systems, and hurricanes.\n\n### Roof & Wind Damage\n\nLifted shingles, hail hits, and siding damage that insurers dismiss as cosmetic or wear and tear.\n\n## Built to get the most from your claim.\n\n### AI policy analysis\n\nOur AI reads your entire policy, every clause, exclusion, and endorsement, and finds what the insurer is missing.\n\n### Licensed public adjusters\n\nEvery case is reviewed and negotiated by a licensed, vetted public adjuster in your state.\n\n### Demand letter generation\n\nProfessional demand packages with policy citations, damage assessments, and comparable settlement data.\n\n### Real-time tracking\n\nFollow every document, communication, and offer through your personal Clayem dashboard.\n\n### Pattern recognition\n\nBuilt on deep insurance claim expertise; we know how each insurer operates and how to counter them.\n\n### Contingency model\n\n10 to 20% of additional recovery. If we don't recover more than the insurer offered, you pay nothing.\n\n## Track each step of your claim as it happens.\n\nOffers, activity, documents, and adjuster communication, all in one place, updated in real time.\n\nDrop files or browse\n\n### Upload your claim\n\nDescribe your situation and upload your policy documents, insurer correspondence, and damage photos. This takes about 10 minutes.\n\nAnalyzing policy\n\n42 pages scanned\n\n### AI analyzes your policy\n\nOur AI checks every clause against your claim, finds any missed coverage, and creates a professional evidence package with policy citations.\n\nSettlement recovered\n\nvs $15,000 initial offer\n\nExample for illustration only\n\n### We negotiate for you\n\nA licensed public adjuster looks over the AI's work, approves the demand letter, and negotiates directly with your insurer until you receive what you're owed.\n\n## Zero upfront cost. You only pay when we recover additional funds.\n\nContingency\n\nYou only pay on what we recover above your insurer's initial offer. If we don't recover more, you owe nothing.\n\nWhat's included\n\n## Answers to your most common questions.\n\n## Insights\n\n[View all posts](/blog)\n\n### The DC Code for Destruction of Property: What Property Owners Should Know\n\nThe DC code for destruction of property is section 22-303. Here is what it covers, the $1,000 felony line, and how a damaged-property case connects to your insurance claim.\n\nRead more\n\n### The Code of Ethics for Insurance Adjusters: What It Means for Your Property Claim\n\nInsurance adjusters follow a code of ethics and state claims rules. Here is what those duties require on a property damage claim, and how to hold an adjuster to them.\n\nRead more\n\n### How to Choose a Public Adjuster Who Will Fight for Your Claim\n\nHow to choose a public adjuster for a property damage claim: verify the license, understand the fee cap, match experience to your loss, and read the contract before you sign.\n\nRead more## Ready to push back?\n\nUpload your claim in 10 minutes. A licensed public adjuster reviews every analysis before we take any action.", "url": "https://wpnews.pro/news/clayem-is-an-llm-assisted-tool-that-helps-fight-property-insurance-claims", "canonical_source": "https://clayem.com", "published_at": "2026-06-16 14:36:10+00:00", "updated_at": "2026-06-16 14:48:32.267983+00:00", "lang": "en", "topics": ["large-language-models", "ai-tools", "ai-products", "ai-agents"], "entities": ["Clayem"], "alternates": {"html": "https://wpnews.pro/news/clayem-is-an-llm-assisted-tool-that-helps-fight-property-insurance-claims", "markdown": "https://wpnews.pro/news/clayem-is-an-llm-assisted-tool-that-helps-fight-property-insurance-claims.md", "text": "https://wpnews.pro/news/clayem-is-an-llm-assisted-tool-that-helps-fight-property-insurance-claims.txt", "jsonld": "https://wpnews.pro/news/clayem-is-an-llm-assisted-tool-that-helps-fight-property-insurance-claims.jsonld"}}