Cfo.ai

Cfo.ai launched REAM, a spreadsheet infrastructure built specifically for AI agents, alongside Ari, an agent that builds and updates financial models from a user's terminal over MCP. In a demo using Veyra Systems, Ari reported Q4 FY26 ending ARR of $104.8M, $2.4M above the $102.4M plan, revenue of $25.1M versus a $25.4M plan, ending cash of $93.7M against $94.5M planned, and Q4 free cash flow of $3.2M. The agent also flagged Q2 churn rising to $0.5M from $0.4M and NRR falling to 104% from 112% a year earlier.

five sheets · twelve quarters · ramp rebuilt outside the file ●Ending cash Q4 FY27: $121.3M, against $119.8M in the plan. ●One caveat. Every row meaning is my read of column A. The file never states it. ❯Good. Now the same, but we also hold enterprise hires. ●That reuses nothing. The chains live in my context, not in the file. Digging again. ❯ It’s not built for agents. The agent can calculate an answer. In this session, it has to trace relationships across five sheets, then start another search for the follow-up. We rebuilt spreadsheets for agents. Spreadsheets are useful for humans because they’re two-dimensional and tactile. Agents work faster in n-dimensional space. We built REAM, a spreadsheet infra designed specifically for agents. FOR HUMANS Product typeProductRegion SegmentCustomer Aug 26 YoY Revenue $2,217,924 +12.8% FOR AGENTS REAM revenue month=aug 26 $2,217,924 0 Wherever your business is happening, Ari is there too. •One move: churn $0.5M in Q2, from $0.4M. Worth a look. Open the model in cfo.ai A day with Ari·07:30 Ari builds your model, your way. Ask from your own terminal over MCP, and it builds on your model the way you asked, down to a one-off tool made for one question. ari ~ cfo.ai ❯build my kid a flappy bird out of our revenue growth ●Built. Revenue bird is a page in your workspace: the bird climbs at your live growth rate and the pipes are the FY27 plan. Hard mode is the downside case. └ new page · Revenue bird ●Unprompted: cloud spend this quarter is running 1.1 pts of gross margin over plan. Flagged on the model. ❯ A day with Ari·09:55 Your board deck arrives, two weeks early. It reads your calendar, drafts on the model, and answers you right in the thread. AriAPP AriAPP9:55 AM Board meeting is 2 weeks out. First draft of the deck is done, off last night’s close. •ARR $104.8M, ahead of plan •EBITDA $1.6M, second positive quarter •NRR 104%, down from 112% a year ago. Churn is the problem. Q4 board deck · first draft Lives on the model, not in this thread. It updates as the numbers move. app.cfo.ai · Veyra Systems You9:58 AM I know churn is an issue. What should I say about it? AriAPP9:59 AM •Open with it. Boards punish surprises, not problems. •Name the cohort: FY25 self-serve. Enterprise is clean. •Show the fix moving: renewal desk since March, 2 logos saved in Q4. •Slide 9 now leads with it. Message Ari A day with Ari·18:56 Model the big bet, then take it. You ask in one line; it models the consequences, and the switches are yours. You · 18:56 What if we hire 30 salespeople now? Ari · 18:57 30 reps now is $2.7M of FY27 EBITDA on its own. Add growth −9 pts and cloud +1 pt: the worst case still prints $11.2M. Profit holds. GROWTH −9 PTSHIRESCLOUD +1 PT Ask Ari anything A day with Ari·01:03 See the numbers behind the board summary. The board view in the product, straight off the model. Veyra Systems Board summaryARR and retentionP&L and cashScenarios Board summary Q4 FY26 · main EBITDA margin by quarter Solid = actuals · dashed = plan Plan vs actual PlanActualVar Ending ARR$102.4M$104.8M+$2.4M Revenue$25.4M$25.1M $0.3M Ending cash$94.5M$93.7M $0.8M Headcount515508 7 ARR finished 2.3% above plan. Revenue came in 1.2% under. Q4 free cash flow was $3.2M. Ask Ari anything A day with Ari·07:3009:5518:5601:03 Ari builds your model, your way. Ask from your own terminal over MCP, and it builds on your model the way you asked, down to a one-off tool made for one question. Your board deck arrives, two weeks early. It reads your calendar, drafts on the model, and answers you right in the thread. Model the big bet, then take it. You ask in one line; it models the consequences, and the switches are yours. See the numbers behind the board summary. The board view in the product, straight off the model. You · 18:56 What if we hire 30 salespeople now? Ari · 18:57 30 reps now is $2.7M of FY27 EBITDA on its own. Add growth −9 pts and cloud +1 pt: the worst case still prints $11.2M. Profit holds. GROWTH −9 PTSHIRESCLOUD +1 PT Ask Ari anything Veyra Systems Board summaryARR and retentionP&L and cashScenarios Board summary Q4 FY26 · main EBITDA margin by quarter Solid = actuals · dashed = plan Plan vs actual PlanActualVar Ending ARR$102.4M$104.8M+$2.4M Revenue$25.4M$25.1M $0.3M Ending cash$94.5M$93.7M $0.8M Headcount515508 7 ARR finished 2.3% above plan. Revenue came in 1.2% under. Q4 free cash flow was $3.2M. Ask Ari anything ari ~ cfo.ai ❯build my kid a flappy bird out of our revenue growth ●Built. Revenue bird is a page in your workspace: the bird climbs at your live growth rate and the pipes are the FY27 plan. Hard mode is the downside case. └ new page · Revenue bird ●Unprompted: cloud spend this quarter is running 1.1 pts of gross margin over plan. Flagged on the model. ❯ AriAPP AriAPP9:55 AM Board meeting is 2 weeks out. First draft of the deck is done, off last night’s close. •ARR $104.8M, ahead of plan •EBITDA $1.6M, second positive quarter •NRR 104%, down from 112% a year ago. Churn is the problem. Q4 board deck · first draft Lives on the model, not in this thread. It updates as the numbers move. app.cfo.ai · Veyra Systems You9:58 AM I know churn is an issue. What should I say about it? AriAPP9:59 AM •Open with it. Boards punish surprises, not problems. •Name the cohort: FY25 self-serve. Enterprise is clean. •Show the fix moving: renewal desk since March, 2 logos saved in Q4. •Slide 9 now leads with it. Message Ari Founder mode your numbers.For $500 a month. No demo. No sales call. What the finance layer costs, monthly. Fractional CFOSeed $6,000 Senior analystSeries A $9,500 VP of financeSeries B+ $19,600 Ari $500 Source 82 published figures, collected 2026-08-11: 25 fractional CFO retainers, 29 senior analyst salaries, 28 VP of finance salaries. Salaries as published, annual / 12; employer burden excluded. Each bar is the role's median, on one linear scale from $0. Ari: Startup is $500 a month; Growth is $1,500 a month.