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Building the Credit System for My AI Prompt Optimizer

A developer built a credit management system for an AI Prompt Optimizer, implementing plan-based credit allocation, automatic daily resets, and PostgreSQL-based credit deduction. The system integrates with Next.js and Supabase, and the developer learned about PostgreSQL functions, triggers, and row-level security during the process.

read1 min views1 publishedJul 12, 2026

Today I completed one of the core backend features of my AI Prompt Optimizer: the credit management system.

At first, I thought it would be as simple as decrementing a counter. It turned out to be much more than that.

What I implemented

Plan-based credit allocation (Free & Pro ready) Automatic daily credit reset for free users

Database-level credit deduction using PostgreSQL functions

Credit validation before processing optimization requests

Proper handling when users run out of credits

Integrated everything with Next.js and Supabase

What I learned

Building a SaaS isn't just about AI models or UI. A lot of the complexity comes from business logic.

While working on this feature, I learned more about: PostgreSQL Functions

Triggers

Foreign Keys

Row Level Security (RLS) Supabase RPC

Designing a scalable credit system

It took several iterations and a lot of debugging, but seeing everything work together was worth it.

Next up: payment integration, history improvements, and preparing for the beta launch.

Building in public, one feature at a time. 🚀

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