# Building LoanAI: AI-Powered Loan Default Prediction System using Flask & Scikit-Learn > Source: > Published: 2026-08-09 20:27:14+00:00 Hi everyone! 👋 I recently developed **LoanAI**, a real-time credit risk assessment platform that predicts loan default probabilities using machine learning models. ### Key Features - **Instant Risk Scoring:** Real-time credit risk assessment for loan applicants. - **Explainable AI:** Transparent prediction logic for financial decision-making. - **Clean UI:** Built with Flask, Bootstrap 5, and Python. ### Live Demo Check out the live web app here: [LoanAI Web Application](https://arisha13.pythonanywhere.com) I would love to hear your feedback on the project structure and prediction engine!