# Beanstick

> Source: <https://dev.to/harshh1505/beanstick-4gpg>
> Published: 2026-07-13 04:16:29+00:00

*This is a submission for Weekend Challenge: Passion Edition*

**Beanstick** is the first fully autonomous, non-custodial fiat-to-crypto settlement network. Today’s fiat-crypto onramps are broken: they require centralized custodians, invasive KYC, high fees, and slow settlement times.

Beanstick solves this by replacing middlemen with a decentralized network of autonomous Liquidity Provider (LP) agents. These agents compete to offer the best exchange rate in millisecond-level reverse auctions. When a user locks their fiat payment, smart contracts secure the corresponding cryptocurrency in escrow. Verification of the fiat transfer is handled cryptographically using **zkTLS**—verifying bank-receipt TLS sessions without ever exposing sensitive credentials. Once verified, the escrow releases funds to the user automatically.

No operators. No custodians. No centralized exchanges. Just trustless, peer-to-agent settlement.

*Or run it locally to see the full AI swarm in action:*

```
bash
git clone https://github.com/harshh1505/beanstick.git
cd beanstick
pnpm install
./start-all.sh
```