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[ARTICLE · art-46524] src=leaddev.com ↗ pub= topic=artificial-intelligence verified=true sentiment=· neutral

AI coding creates two kinds of debt. You’re only measuring one

Dr. Margaret-Anne Storey of the University of Victoria introduced the term 'cognitive debt' in October 2025 to describe the hidden cost of AI-generated code that engineers cannot understand. Unlike traditional technical debt, cognitive debt accumulates when teams lose track of system logic and rationale, with satisfaction scores masking the problem.

read1 min views7 publishedJun 18, 2026
AI coding creates two kinds of debt. You’re only measuring one
Image: Leaddev (auto-discovered)

June 18, 2026

Estimated reading time: 9 minutes

Key takeaways:

Cognitive debt is thetechnical debt nobody is measuring. When AI generates code faster than engineers can understand it, teams lose track of what their system does and why.- The tool isn’t the problem – therelationship with it****is: two interns used AI at the same frequency. The difference? Whether they engaged with what it produced. Your satisfaction scores are hiding the problem! The most reliable signal isn’t how engineers feel, it’s whether their skills are actually developing.

Dr. Margaret-Anne Storey, professor of computer science at the University of Victoria, first used the term ‘cognitive debt’ in October 2025 while teaching an entrepreneurship startup course.

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June 18, 2026

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