# Agentic Tech Debt > Source: > Published: 2026-06-03 20:14:21+00:00 The shortcuts your agent takes while coding are piling up. GitClear's study of 211M lines shows the pattern: **refactoring is dropping and duplicated code keeps climbing**. And if you've spent enough time coding with agents, you've felt this pain. So I ran a study on ~20 years of tech-debt research, distilled the findings into a few **commandments**, and wired them into my agent loop as a plugin. How it works: as your agent writes code, **every deferral**, a loose type, a punted decision **gets logged to a folder in your repo as debt**. Every **key decision** gets logged as an **ADR**. It's a **passive tracker** until **YOU decide to pay the debt down**. Then the plugin walks you through it the research-backed way. Works in **Claude Code**, **Codex**, **Copilot**, or anything you can drop an Agent Skill into.